https://www.banksa.com.au/personal/home-loans/manage/pause-repayments
Pause repayments
There are times when a holiday from your mortgage repayments would really help. Repayment Pause is a feature on eligible home loans where you can apply to reduce or stop repayments for an approved period.
Apply for Repayment Pause during leave from the workforce
If you have an eligible home loan and are facing a legitimate period of leave from the workforce, you can apply for a Repayment Pause. For example, you may want a Repayment Pause during maternity leave or for travel. It’s also possible to apply for a Repayment Pause if you’re ahead of your home loan repayment schedule.
이미 홈론을 많이 갚았을때만 홈론 갚는걸 잠시 멈출수있다.. 젠장.
You can choose to pause your home loan repayments entirely, or just reduce them.
There are 2 types of Repayment Pause available:
- Repayments fully paused
- Repayments reduced to a requested amount.
You will need to have had your home loan for 12 months to be eligible for a Repayment Pause.
처음 12개월은 군말없이 잘 갚아나갔어야 자격조건됨.
All Repayment Pause requests are subject to Bank approval. Normally the timeframe for a Repayment Pause is for 3-12 months. Not all loan types are eligible, so please check your Terms and Conditions booklet or call us on 13 13 76.
모기지안갚고 멈출수있는 기간은..3-12개월. 난.. 무의미 한거같다.
Fees
If approved, you will need to pay a fee of $500 per request. On a Portfolio Loan, you will pay $500 per request for each sub-account.
신청비가 $500 이다...
How to apply
Speak to one of our home loan experts on 13 13 76 to learn about ways that we can help you manage your finances, including applying for a Repayment Pause.
You can also drop by a BankSA branch to apply.
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